Q
What is Medi-Cal?
A
Medicare is a federal insurance program that is paid out of Social Security deductions.
 
On the other hand, Medi-Cal is a California state program that helps pay for medical care for those who can’t afford it or need assistance.
 
However, I a lot of people think that Medi-Cal is a welfare program for the poor. This is not the case. Medi-Cal is also widely used for people with sick parents or relatives who cannot afford high-cost medical expenses.
Q
What Are The Benefits Of Qualifying For Medi-Cal?
A

If you qualify for Medi-Cal, there are a lot of health care services that will be paid for by the State. One of the major benefits is being able to be admitted into a Medi-Cal approved skilled nursing facility. If you find such a facility with vacancies, then you can stay in that facility either for free or at a heavily discounted rate. Staying at these facilities would otherwise cost over $5,000 per month.

Q
Is It Hard To Qualify For Medi-Cal?
A

If you’ve applied for Medi-Cal in the past and weren’t accepted, you might have thought that your income is too high. This is another common misconception. For Medi-Cal eligibility, the state looks at a person’s assets, not their income. Thus, if you are able to restructure your assets, then you can become Medi-Cal eligible and qualify for financial assistance.

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